About
Eleven years inside an International Card Scheme — creating fees and negotiating them.
Practical knowledge of international card schemes — pricing, compliance, and negotiation.
“I spent half my time at an International Card Scheme creating new fees and the other half discounting them.”
First 5 years
Deal Negotiator
Pricing, rebates and RFPs with major European banks.
Last 5 years
Fee Designer & Architect
Designing new fee lines and billing logic — knowing how and why fees are structured.
Who we serve
Issuers and acquirers with €5M+ annual scheme spend.
Based in Portugal, working with payment institutions across Europe. NDA standard on every engagement.